Rate Calculator

Calculate two essential numbers: the minimum rate to cover costs and the target range to reach your income goal.

What you need to earn
Hours you can actually bill

Rates define your target income, but actual revenue depends on scope control, available bandwidth, and lead pipeline.

  1. Minimum floor rate (do not go below)
    —

    Covers break-even costs only. Rates below this result in net loss.

  2. Your range
    —

    Reaches your target income. The higher end buffers against scope creep and project delays.

Billable hours a year —
Required pre-tax income —
Annual business expenses —
Total annual revenue required —
Target day rate (7 billable hours) —