Rate calculator

Two numbers from your own costs: the rate below which you lose money, and a range that pays you what you're aiming for.

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What you need to earn
Hours you can actually bill
Your floor — never go below
Covers your costs and nothing else. Work sold under this rate costs you money to deliver.
Your range
Hits your target take-home. The upper end absorbs the projects that overrun, which some always do.
Show the working
Billable hours a year
Profit needed before tax
Plus business costs
Total to bill a year
Day rate at 7 billable hours

This tells you what to charge. It doesn't tell you whether pricing is what's actually holding you back — flat revenue is just as often scope, capacity or an unpredictable pipeline.

Show me the cause.

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